You are amazing with your quick responses and always take the time to provide a thorough explanation and we fully understand you’re unable to provide financial advice. So, we truly appreciate your breakdown of points.
Perth, Western Australia
09 Apr 2022
Hi Phil,
We can’t believe our good fortune in being referred to you! Thanks again for getting the loan approval through in time for the auction – we couldn’t be happier.
03 Apr 2014
Thanks Phil!!
We really appreciate everything you have done to get this all approved for us. It has meant that we had no stress or uncertainty about the loan side of things and this we are very grateful for.
02 May 2014
Dear Phil,
I just wanted to send a short email letting you know how much your support and guidance has help me with my finances both personally and business wise.
I contacted you a few months ago with a view to refinancing in order to pay a hefty income tax bill.
Your keen observation skills which are based on your many years of experience in the finance industry helped me in an indirect way to avoid a major company income tax bill by just simply asking a simple question based on common sense. This question I was unable to answer at the time and it prompted me to ask the ATO for guidance. They generously gave much of their time to provide me with a solution to the problem. This tax would have caused me to have to refinance in a major way and maybe even lose my family home.
Your keen sense of right and wrong saved me and my daughter from financial ruin at a time in our life when we had just lost my husband to cancer. Having no secondary income the solution you have unselfishly provided indirectly was most welcome.
My daughter and I will always value your support for many years to come. It is refreshingly nice to find that out there in the business world someone possesses a high level of integrity and always places their clients’ interests first and foremost.
Regards
30 May 2014
Hi Phil
Once again due to your super expertise and efficiency everything was completed very smoothly. The tenant (a local school teacher) is staying, and I’m arranging to pick up a set of keys. Incidentally the house next door is on the market for $420,000.
Many, many thanks for your assistance.
Regards
22 May 2014
‘Phil, once again thanks for making the process of buying another investment so simple. We love dealing with you because things always run smoothly – with you it’s as easy as signing a few papers and sitting back waiting for the approval. You never fail to deliver what you promise and we look forward to dealing with you well into the future.’
23 Jun 2014
HI Phillip
Thank you! Everything is exactly how we hoped and we are thrilled that we were both able to buy our investment property, PLUS reduce our interest rate. We are very pleased with the service, advice, and professional manner everything was dealt with.
We will definitely refer you to friends and will also be in touch with you in the future when our next financing needs arise.
Take care
03 Jul 2014
Dear Phil,
I write to convey my utmost appreciation for what you have done for my family and I in regard to financial assistance and as a bounce board for our financial challenges.
Firstly you became my advisor, procurer then later friend resulting in good financial gains almost immediately, 3 years later you assisted our family in a bold business venture when all other avenues had failed, i.e. banks had withdrawn support and other financial organisations had dishonoured their word even though my family members had followed those organisations procedures and requirements to the letter.
Of course not many people had foreseen the GFC coming, but that reason doesn’t help when you have already spent 5 years in planning and meetings.
You personally took it on yourself to ‘see what you could do’ for us resulting in an up and running Steiner Kindergarten that employs 3 of my children directly, my ex-wife as an owner-director and 35 staff members.
On a worldly stage you are indirectly responsible for a school that ‘builds caring-aware people’ and who knows how far such an establishments origins can reach?
I’d just like to say personally, thanks Phil for plain bothering to aid us when no others would financially look at us, we are very grateful and wish only for great things for you.
With so many thanks
19 Feb 2015
This is just sensational. I can hardly believe it!! Words can’t express how grateful we are to you. Thank you again Phil, for your heroic efforts to get this finally over the line. Many, many thanks again!
18 Mar 2016
Hi Phil
We had the money today. Many thanks for your advice and expertise, everything went very smoothly and easy.
Thank you very much
12 Apr 2016
Hi Ken and Phil, I would like to personally thank Ken (Investment Property Strategist) and Phil (Mortgage Specialist) from Mortgage Interchange, for your honesty, trust and support through my process of purchasing an investment property. You were both very Professional in all you did for me.
Buying an Investment Property has been a BIG step for me and I am extremely happy with how it has all come together.
Now my Mum and sister are in the process of purchasing their investment properties, and are really happy about going with Ken and Phil, especially after seeing how they understood my needs and supported me through their process.
We would recommend Ken and Phil from Mortgage Interchange to anyone who is thinking about buying an investment property. We are really thankful.
Warm Regards,
19 May 2016
Super Job Phil.
All drawn down and I’ve set up internet banking and cards etc. Thanks so much for all your help. A happy customer with a great deal. Love to grab a coffee next time you’re in town to say thanks.
26 May 2016
We first met Phillip Minett when we were introduced by our financial advisor Christian Egan of BFF Group. At our first appointment, we had lots of questions about property, how it works, how much we could afford, the different types of loans etc! We were full of questions and Phillip was very patient and full of information. We were impressed with his knowledge, experience and honesty. Phillip was quick to advise of a loan that was the best setup and value for us. He organised our restructure with a new financial institution. We were able to purchase a property. As we were also looking forward to purchasing another property, he went the extra mile to show us what we could do with the next property, and we were able to borrow enough money to purchase the land also. There was no point in which I felt pressured to choose a certain loan over another. At the end, I felt like we made the most informed choice for our mortgage. We were so impressed with the integrity of Phillip’s service that we will once again be using him to set up our Self-Managed Super Fund. Amazing service! I believe he will help lots of others and comes with my heartfelt recommendation.
09 Jul 2016
Hi Phillip,
Tons of thanks for arranging my finance in such record time. Highly appreciated your professional approach. I’m really impressed with the service you provided and will be happy to recommend you to anyone looking for a first-class mortgage adviser.
Best regards,
06 Oct 2016
Phil was extremely helpful and went above and beyond to assist me with the short notice he was given.
Would highly recommend Phil as a mortgage broker. Will definitely use him in the future.
10 Oct 2016
Late last week, I settled on the property I bought on the Northern Beaches.
I would like to sincerely thank you for your professional advice on the best loan to get for my financial situation. As you know, my business has changed over the past 18 months and I needed to be advised what would be the the best solution for my current financial circumstances.
I was a little nervous wondering, if indeed, I would be able to borrow as soon as I have. I owe this to you as you sourced the best lender to suit my needs.
On a final note, your caring understanding and confidentiality allowed me to feel very confident in the information I gave you. Thank you for taking the time to go through the loan document with me so I could be certain I understood it completely.
I look forward to engaging you in the coming years as I will be looking to invest again in the future.
With kind regards,
24 Jan 2017
Hi Yvonnne
It was such a pleasure to have Phil assist us even though it didn’t progress. He went above and beyond finding solutions, lenders and giving advice within the scope to better our circumstances.
We appreciated all the hard work as it did in the end lead us to a better outcome and we look forward to working with him again soon.
Regards
08 Feb 2017
Thanks Phil,
You have been an absolute pleasure to deal with and a wealth of knowledge guiding us through this process!
Kindest regards,
10 Feb 2017
Phil has been fantastic through this whole process. Before we spoke to Phil we went to the bank and one of the large mortgage providers. They both used a tremendous amount of Jargon, kept changing their minds about how much we could borrow and one even encouraged us to commit mortgage fraud.
Then someone recommended Phil. He gave it to us straight – he explained things in a way that anyone could understand and gave us some really good advice. We highly recommend Phil to anyone who is after a mortgage broker.
07 Jul 2017
Phil, thanks for all the work you put into us. We really appreciate it even more because of the number of people who told us that they wouldn’t or couldn’t help. Now we can plan our future, finally.
22 Sep 2017
Phil is the ” Man ” re securing Bank financial loans, … very fast / knowledgeable to get you the best deal, but works with you re your future aspirations and then ” tailors ” the loans to take your plans into considerations re time.
03 Oct 2017
Thanks for all your thorough and professional work.
11 Oct 2017
Thank you for all your assistance and for ensuring that the process was smooth and simple for us. We will be sure to use you again in the future and refer you to our networks.
18 Feb 2018
My parents recommended Phil after he helped them immensely – he was the only man who could get them a loan and I had the same experience. I have used Phil for two home loans – one while based in Australia and one while abroad – and both times he has been absolutely brilliant. I would wholeheartedly recommend Phil and have done so to all our family and friends. He is professional, diligent and trustworthy. He knows his stuff, is consistent and responsive – he has never not replied to an email, call or text. Lastly, I have always felt that Phil was acting in my best interests – very refreshing in the Financial Services industry!
Thanks again for everything Phil – very much appreciated.
04 May 2018
Trent is amazing – he’s done so much with the property and seems to love every minute of it. He’s so relaxed which is all I ever wanted for him.
We couldn’t have done it without you and truly hope you will come visit and see what you helped us achieve. We are all forever grateful.
20 Jun 2018
David and I would like to say how much we appreciate all the time and effort you had put into getting this across the line. I know there were a lot of times that probably have stressed you beyond belief. We now have a house that we can make into a beautiful home and that is thanks to you and your team.
24 Aug 2018
Hello Phil
We would like to say thank you for your wonderful work in helping the family with their home loan and financial assistance this year.
Opportunities for the children to purchase the properties had arisen unexpectedly and without your help we would not be able to make in due time.
We would also like to thank you for introducing us to your professional contacts whose team work was amazingly efficient. On behalf of my family we wish you and your family a very merry Christmas and the best of the New Year.
Kind regards,
04 Dec 2018
Hi Phil,
Would like to thank you for working through all the stress with us, keeping us informed being available on your time off.
Your help with the final documentations we very much appreciated.
We wish you and your family a wonderful 2019.
Kind regards
10 Jan 2019