Cost-effective residential mortgage solutions

Residential Loans


Residential loans are home loans that exist for residential purposes as opposed to commercial gain and are available to those who are buying their own home, purchasing a block of land or building a home to live in. There are two main types of residential home loans available to choose from, depending on your needs:

  • Variable residential home loans: This type of loan offers a variable interest rate which generally changes as the Reserve Bank of Australia’s (RBA) cash rate moves.
  • Fixed residential home loans: With this type of loan the interest rate is fixed for a certain term, usually up to 10 years.

Residential home loans can also feature a combination of part of the loan fixed and part a variable rate. We can help you to find the best loan to suit your individual needs so please call us on 0416 048 650.